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Scores, winners and data below compare these brokers as CFD/FX brokers (leveraged trading on forex, indices, commodities and crypto), using the data of Interactive Brokers' UK entity and XTB's UK entity. Scores, winners and data below compare these brokers as stock brokers (real shares and ETFs you own outright), using the data of Interactive Brokers' UK entity and XTB's UK entity.

Best overall Best overall

Interactive Brokers

CFDCFD Interactive Brokers offers CFD trading: leveraged contracts that follow the price of an asset without owning it. Switch the comparison to CFD/FX to rate it on that. FXFX Interactive Brokers offers forex trading: currency pairs such as EUR/USD, traded with leverage. Forex is rated together with CFDs, on the CFD/FX side. StocksStocks Interactive Brokers lets you buy real assets that you own outright. Switch the comparison to Stocks to rate it on that. Regulated in your country Interactive Brokers is allowed by FCA to onboard clients residing in the UK.
Interactive Brokers review ›
86CFD/FXOverall score Interactive Brokers scores 86/100 for CFD/FX trading. The overall score is calculated from the data in this comparison across 12 areas. 85StocksOverall score Interactive Brokers scores 85/100 for stock investing. The overall score is calculated from the data in this comparison across 12 areas.
Open Account

58.9% of retail investor accounts lose money when trading CFDs with this provider.

XTB

CFDCFD XTB offers CFD trading: leveraged contracts that follow the price of an asset without owning it. Switch the comparison to CFD/FX to rate it on that. FXFX XTB offers forex trading: currency pairs such as EUR/USD, traded with leverage. Forex is rated together with CFDs, on the CFD/FX side. StocksStocks XTB lets you buy real assets that you own outright. Switch the comparison to Stocks to rate it on that. Regulated in your country XTB is allowed by FCA to onboard clients residing in the UK.
XTB review ›
76CFD/FXOverall score XTB scores 76/100 for CFD/FX trading. The overall score is calculated from the data in this comparison across 12 areas. 76StocksOverall score XTB scores 76/100 for stock investing. The overall score is calculated from the data in this comparison across 12 areas.
Open Account

74% of retail investor accounts lose money when trading CFDs with this provider.

Best for

What we compare A comparison of the kinds of traders Interactive Brokers and XTB are best suited to, based on what each one actually offers in United Kingdom.
1 / 12

Interactive Brokers is better than XTB for day traders, professional traders and high-volume traders. Long-term investors, scalpers and swing traders can choose either Interactive Brokers or XTB.

Best for
Overall score Interactive Brokers 86 Best 85 Best XTB 76 -10 76 -9
Day trading i
Long-term investing i
Professional traders i
High-volume traders i
Scalpers i
Swing traders i
News traders i
Algo traders i
Stock traders i
Crypto traders i
Futures traders i
Options traders i

Regulation

What we compare A comparison between the financial authorities that supervise Interactive Brokers and the ones that supervise XTB.
2 / 12

Interactive Brokers and XTB are both regulated in the UK, by the FCA.

Regulation
Section score Interactive Brokers 100 100 XTB 100 100
Tier-1 regulators
ESMA (European Union) i
FCA (United Kingdom) i
ASIC (Australia) i
CFTC (United States) i
NFA (United States) i
SEC (United States) i
CIRO (Canada) i
MAS (Singapore) i
SFC (Hong Kong) i
JFSA (Japan) i
FINMA (Switzerland) i
Tier-2 regulators
FMA (New Zealand) i
CBR (Russia) i
FSCA (South Africa) i
DFSA (Dubai) i
CSRC (China) i
ISA (Israel) i
LFSA (Malaysia) i
JSC (Jordan) i
CMA (Kenya) i
Tier-3 regulators
FSA (Seychelles) i
MMA (Maldives) i
SCB (Bahamas) i
FSC (Mauritius) i
VFSC (Vanuatu) i
FSC (Belize) i
CIMA (Cayman Islands) i
SV FSA (Saint Vincent and the Grenadines) i
FSRC (St. Kitts & Nevis) i
BMA (Bermuda) i
BVI FSC (British Virgin Islands) i
EDR (External Dispute Resolution) i

Safety

What we compare A comparison of the tools and services that Interactive Brokers and XTB have in place to protect your money in United Kingdom.
3 / 12

Both Interactive Brokers and XTB offer segregated client funds and an investor compensation scheme. Interactive Brokers also offers additional money insurance.

Safety
Section score Interactive Brokers 95 Best 95 Best XTB 86 -9 86 -9
Company info
Is it publicly traded i
Is it a bank i
Year founded i 1978 2002
Parent company i IBG LLC XTB S.A.
CEO i Milan Galik Omar Arnaout
Money safety
Segregated client funds i
Two-factor authentication i
Investor compensation scheme i
Additional money insurance i
Partner bank i N/A Barclays, JP Morgan Chase
Brand power
Number of customers worldwide i 3,337,000 1,600,000
Annual revenue i US$6,205,000,000 US$260,000,000
Monthly website search traffic i

Costs

What we compare A comparison of what it costs to trade with Interactive Brokers and with XTB in United Kingdom, both on each trade and on holding the account.
4 / 12

Interactive Brokers is better than XTB for CFD/FX costs, because Interactive Brokers is cheaper on EUR/USD, at US$3.33 per lot (against XTB's US$10.6), does not charge inactivity fees, unlike XTB, and offers volume discounts, which XTB does not. Neither Interactive Brokers nor XTB charges account maintenance fees or deposit fees.

Interactive Brokers and XTB are equally good for real stock costs, as Interactive Brokers does not charge inactivity fees. On the other hand, XTB does not charge US stock fees (against Interactive Brokers' US$2.1), and does not charge ETF fees (against Interactive Brokers' US$8.12). Neither Interactive Brokers nor XTB charges account maintenance fees or deposit fees.

Costs
Section score Interactive Brokers 85 Best 74 -2 XTB 53 -32 76
Broker fees
Deposit fees i
Withdrawal fees i
Overnight fees i
Inactivity fees i
Currency conversion fees i
Discounts on volume i
Real time market data fee i
Dividend withholding i
Account opening fees i
Account maintenance fee i
Portfolio management fee i
Fees on CFDs
Forex commission per lot i US$4.65 Free
EUR/USD average standard spread i
0.1 pips
1.06 pips
EUR/USD average raw spread i
0.1 pips
EUR/USD average fixed spread i
EUR/USD total cost per lot i US$3.325 US$10.6
S&P 500 fees (CFD) i 0.59 points
Gold fees (CFD) i 0.89 points
Bitcoin fees (CFD) i
US stocks fees (CFD) i US$0.005 Free
Fees on stocks
Stock fee type i Commission, Percentage Free, Percentage
US stocks fees (real) i US$2.1 Free
ETF fees (real) i US$8.12 Free
Management costs i
Connection costs i
Fees on futures
Futures fees per contract i US$0.85
Platform fees i
Fees on options
Options fees per contract i US$0.65 Free
Event fees i
Fees on savings plans
IRA opening fee i
IRA maintenance fee i
401k opening fee i
401k maintenance fee i

Available markets

What we compare A comparison of the markets and products you can trade with Interactive Brokers and with XTB in United Kingdom, and of how many instruments each one gives access to.
5 / 12

Interactive Brokers is better than XTB for CFD/FX markets, given that Interactive Brokers gives access to 15,000 tradable symbols (against XTB's 5,200), lets you own bonds, crypto, funds and forex outright, which XTB does not, and offers futures on bonds, commodities, crypto, forex and indices, which XTB does not. Both Interactive Brokers and XTB offer CFDs on commodities, forex, indices and stocks, and let you own ETFs and stocks outright.

Interactive Brokers is better than XTB for real stock markets, given that Interactive Brokers lets you own bonds, crypto, funds and forex outright, which XTB does not, gives access to 15,000 tradable symbols (against XTB's 5,200), and offers futures on bonds, commodities, crypto, forex and indices, which XTB does not. Both Interactive Brokers and XTB let you own ETFs and stocks outright, and offer CFDs on commodities, forex, indices and stocks.

Available markets
Section score Interactive Brokers 100 Best 100 Best XTB 75 -25 30 -70
Total tradable symbols i 15,000 5,200
Currency pairs i
Indices i
Commodities i
Stocks i
ETF i
Cryptocurrencies i
Bonds i
Interest rates i
Portfolios i
CFDs i Commodities, Forex, Indices, Stocks Commodities, ETF, Forex, Indices, Stocks
Futures i Bonds, Commodities, Crypto, Forex, Indices
Options i Bonds, Commodities, Crypto, ETF, Forex, Indices, Stocks
Assets you can own i Bonds, Crypto, ETF, Funds, Forex, Stocks ETF, Stocks

Platform

What we compare A comparison of the trading platforms that Interactive Brokers and XTB make available to their clients in United Kingdom.
6 / 12

Interactive Brokers is better than XTB for platforms, as Interactive Brokers offers TradingView, which XTB does not. Both Interactive Brokers and XTB offer a proprietary platform and one-click trading.

Platform
Section score Interactive Brokers 80 Best 80 Best XTB 75 -5 75 -5
Proprietary platform i
MetaTrader 4 i
MetaTrader 5 i
cTrader i
Social trading platform i
Copy trading platform i
ZuluTrade i
TradingView i
Duplitrade i
Mirror Trader i
NinjaTrader i
AutoChartist i
Real time pricing i
5 digit pricing i
One-click trading i

Mobile

What we compare A comparison of the mobile apps of Interactive Brokers and XTB in United Kingdom, and of what each one lets you do from your phone.
7 / 12

Interactive Brokers is better than XTB for mobile trading, as Interactive Brokers offers mobile charting tools and mobile drawing tools, which XTB does not. Interactive Brokers and XTB both offer a proprietary mobile app and mobile price alerts.

Mobile
Section score Interactive Brokers 80 Best 80 Best XTB 67 -13 67 -13
Proprietary app i
Social trading app i
Copy trading app i
MetaTrader 4 app i
MetaTrader 5 app i
cTrader app i
Mobile trading signals i
Mobile alerts i
Mobile charting tools i
Mobile drawing tools i
Mobile watchlist i
Smartwatch app i

Trading features

What we compare A comparison of the trading tools and strategies that Interactive Brokers and XTB allow on their platforms in United Kingdom.
8 / 12

Interactive Brokers is better than XTB for CFD/FX trading features, since Interactive Brokers offers tier-1 liquidity providers and API access, which XTB does not, and allows for automated trading. Interactive Brokers and XTB both offer negative balance protection and trailing stops.

Interactive Brokers is better than XTB for real stock trading features, given that Interactive Brokers offers tier-1 liquidity providers and API access, which XTB does not, and allows for automated trading. Both Interactive Brokers and XTB offer trailing stops and fractional shares.

Trading features
Section score Interactive Brokers 81 Best 85 Best XTB 67 -14 76 -9
Trade execution
Broker type i NDD NDD
Average execution time i 440 ms
Slippage occurrence i 28.05%
Requotes occurrence i
Tier-1 liquidity providers i
PFOF i
Leverage
Major FX pairs leverage i 30:1 30:1
Minor/Exotic FX pairs leverage i 20:1 20:1
Major indices leverage i 20:1 20:1
Minor indices leverage i 10:1 10:1
Gold leverage i 20:1 20:1
Commodities leverage i 10:1 10:1
Equities leverage i 5:1 5:1
Cryptocurrency leverage i
Risk management
Stop losses i
Take profits i
Limit orders i
Trailing stop i
Margin call i
OCO orders i
Guaranteed stop loss i
Negative balance protection i
Minimum trade size (FX) i 0.01 lots 0.01 lots
Minimum trade size (stocks) i US$1 US$0
Fractional stocks i
Trading compliance
Scalping strategies allowed i
Hedging strategies allowed i
Automated trading strategy allowed i
EAs use allowed i
HFT strategy allowed i
VPS use allowed i
API use allowed i
Price scraping allowed i
FIFO rule applies i

Account types

What we compare A comparison of the kinds of account you can open at Interactive Brokers and at XTB in United Kingdom, and of who each one is meant for.
9 / 12

Interactive Brokers is better than XTB for CFD/FX account types, given that Interactive Brokers offers an Islamic account, a swap-free account and a raw spread account, which XTB does not. Both Interactive Brokers and XTB offer a demo account and a professional traders account.

Interactive Brokers is better than XTB for real stock account types, because Interactive Brokers offers a retirement account, which XTB does not. Both Interactive Brokers and XTB offer a stock investing account and a demo account.

Account types
Section score Interactive Brokers 54 Best 53 Best XTB 37 -17 49 -4
Demo account i
Unlimited demo account i
Standard account i
Micro account i
Cent account i
Nano account i
Raw spread account i
ECN account i
Swap-free account i
Islamic account i
Professional traders account i
Fixed spread account i
Spread betting account i
Copy trading account i
Corporate account i
Managed account i
Stock investing account i
Margin investing account i
Savings account i
Retirement account i

Account opening

What we compare A comparison of what it takes to open and fund an account with Interactive Brokers and with XTB in United Kingdom.
10 / 12

Interactive Brokers and XTB are equally good for account opening, since Interactive Brokers offers 17 account base currencies (against XTB's 3), and pays out withdrawals faster, within 1 day (against XTB's 3 days). On the other hand, XTB credits deposits faster, within the same day (against Interactive Brokers' 1 day), and offers debit cards. Neither Interactive Brokers nor XTB requires a minimum deposit.

Account opening
Section score Interactive Brokers 65 65 XTB 65 65
Minimum deposit i US$0 US$0
Minimum withdrawal i US$0 US$0
Wire transfers i
Credit cards i
Debit cards i
eWallets i
Local payment methods i
Account base currencies i AUD, CAD, CHF, CNY, CZK, EUR, GBP, HKD, HUF, JPY, MXN, NOK, NZD, RUB, SEK, SGD, USD GBP, EUR, USD
Deposit waiting time i up to 1 business days Instant
Withdrawal waiting time i up to 1 business days up to 3 business days
Bonus program i

Customer care

What we compare A comparison of the customer support of Interactive Brokers and XTB in United Kingdom, in how it can be reached and how fast it answers.
11 / 12

XTB is better than Interactive Brokers for customer care, since XTB offers customer support in 10 languages (against Interactive Brokers' 8), and has a website in 14 languages (against Interactive Brokers' 8). Both Interactive Brokers and XTB offer phone support and live chat.

Customer care
Section score Interactive Brokers 58 -4 58 -4 XTB 62 Best 62 Best
Number of languages supported i 8 14
Website languages i German, English, French, Italian, Japanese, Russian, Spanish, Chinese Arabic, Czech, German, English, French, Hungarian, Italian, Polish, Portuguese, Romanian, Slovenian, Spanish, Turkish, Chinese
Website available in English i
Customer support languages i German, English, French, Italian, Japanese, Russian, Spanish, Chinese Arabic, Greek, English, French, Italian, Russian, Spanish, Thai, Turkish, Chinese
Customer support in English i
Call back request i
Email support i
Phone support i
Live chat i
Priority customer support i
Dedicated account manager i
Cash sweep i
Stock lending i
Distributes proceeds i
Tax withholding agent i
Tax assistance i

Learning

What we compare A comparison of the educational material that Interactive Brokers and XTB provide to their clients in United Kingdom.
12 / 12

Interactive Brokers is better than XTB for learning, as Interactive Brokers offers professional reports, which XTB does not. Interactive Brokers and XTB both offer education for advanced traders and webinars.

Learning
Section score Interactive Brokers 92 Best 92 Best XTB 88 -4 88 -4
Education
Education center i
Education for beginners i
Education for advanced traders i
Webinars i
Tutorials i
Glossary i
Research
Economic calendar i
Traders' sentiment i
Daily market commentary i
Daily trading ideas i
News via social media i
Professional reports i
Watchlist i
Interactive Brokers
Open Account 58.9% of retail investor accounts lose money when trading CFDs with this provider.
XTB
Open Account 74% of retail investor accounts lose money when trading CFDs with this provider.
Our verdict

Interactive Brokers vs XTB: which one should you choose?

Interactive Brokers

CFD/FX Choose Interactive Brokers if you want a CFD and forex broker with tight spreads, a wide choice of markets and several account base currencies.

Stocks Choose Interactive Brokers if you want a broker for securities investing with a wide choice of markets, a wide range of assets to own and several account base currencies.

Open Account 58.9% of retail investor accounts lose money when trading CFDs with this provider.
XTB

CFD/FX Choose XTB if you want an online CFD broker with commission-free US stocks and fast execution.

Stocks Choose XTB if you want a share dealing service with commission-free US stocks and fast execution.

Open Account 74% of retail investor accounts lose money when trading CFDs with this provider.

Other popular comparisons

Below are other head-to-head comparisons that include Interactive Brokers or XTB, each scored with the same data and method as this page.

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